Properly filing a workers’ compensation claim is easier said than done. We’re here to help you through it with this guide explaining the do’s and don’ts.
In 2019, private employees reported almost three million nonfatal workplace illnesses and injuries in the US.
If you’ve been injured at work, you may be entitled to compensation. In order to get it, you’ll need to file a workers’ compensation claim.
When filing a workers’ compensation claim, it’s vital that you do things the right way if you want your claim to be successful.
Read on as we take a look at some of the most important do’s and don’ts.
Do: File Promptly
Make sure that you file your claim in a timely manner. If you wait too long, there may be questions about the seriousness of your injuries. You’ll also delay the whole process, meaning you’ll have to wait longer for your compensation.
Don’t: Sign Anything Without Your Attorney’s Approval
It’s unlikely that you know everything there is to know about how to file a workers’ compensation claim. It means that you may mistakenly sign something that can have a negative impact on your claim.
Make sure you run everything past your workers’ compensation attorney before signing any paperwork.
Do: Gather As Much Information As You Can
The more information you have, the better your chances of a successful claim.
If there were any witnesses to your accident, you should try to get written testimony to back up your version of events.
Don’t: Let People Talk You Into Dropping Your Claim
Your employer or other people may try to encourage you to drop your claim so that you don’t damage the company.
Employers should have insurance for exactly this type of situation, so you shouldn’t feel guilty about making a claim.
Do: Keep Detailed Records
Information is key.
Make sure you keep all of your medical bills and receipts. You should also consider keeping a journal of your symptoms and treatments so that you have all the information recorded.
Don’t: Settle if You’re Not As Well as You Will Get
If a settlement offer is made, you may be tempted to accept it even when you’re still recovering from your injuries.
This is something you should try to avoid. Once a settlement is made, you won’t be able to receive compensation for any further treatment you may require if your condition worsens. Wait until you’re properly on the mend before you settle.
Are You Thinking About Filing a Workers’ Compensation Claim?
If you’ve had an accident at work and you are considering filing a workers’ compensation claim, then we’re to help.
We have a wealth of experience in the fields of personal injury and workers’ compensation. We will use all of our experience to help you to build a strong case and get the compensation that you deserve.
Contact us today and let us make sure that your losses and expenses are covered.
FAQ’s
Should I File a Workers’ Comp or Personal Injury Claim?
If you were injured at work, then you are likely to be eligible for workers’ compensation. If someone else was at fault for your injury, then you may be able to file a personal injury claim as well.
What Isn’t Covered by Workers’ Compensation?
Rules vary from state to state, but some things that are not covered by most workers’ compensation plans include:
- Injuries sustained intentionally
- Injuries sustained while under the influence of drugs or alcohol
- Emotional injuries not accompanied by physical trauma
Am I Covered if My Illness or Injury Wasn’t Due to an Accident?
There are cases where you can make a successful claim even if you weren’t involved in an accident. This can include injuries sustained while performing your work duties, such as repetitive strain injuries, or from being exposed to toxins on a regular basis.
